The Canada Revenue Agency (CRA) will issue a one-time direct deposit payment of $2,600 in October 2025. This will help specific Canadians in need. This payment is for low-income families, seniors, and people with disabilities. These Canadians will receive a payment automatically transferred to their bank accounts.
Who Qualifies for the Payment?
People aged 65 and older with OAS and GIS and People with Canada Pension Plan Disability (CPP-D) benefits will automatically receive the payment. Other Canadians who do not have these benefits, but satisfy income and residency requirements will need to apply by September 30, 2025 in order to receive the payment.
CRA $2,600 Payment October 2025
| Detail | Information |
|---|---|
| Payment Amount | $2,600 |
| Delivery Method | Direct deposit or cheque |
| Payment Start Date | October 29, 2025 |
| Automatic Eligibility | OAS, GIS, CPP-D recipients |
| Application Deadline | September 30, 2025 |
When and How Payments Will Be Made?
Payment will begin October 29, 2025. Payments will first be made by direct deposit, and for those who do not have direct deposit, payments will be made by cheque. For direct deposit, ensure payment banking information is up to date to avoid payment delay.
Application Process and Deadlines
If eligible individuals were not automatically enrolled, apply online through the CRA portal or by mail. You have until September 30, 2025, to apply. Ensure your personal and banking details are correct to avoid disruptions to your payments.
Impact of the Payment
In the high-inflation and expensive world we live in, the $2,600 payment helps beneficiaries pay for some basic needs like housing, groceries, and other utility bills. Since beneficiaries tend to have a lot of payments to make, a direct deposit saves time and minimizes the need for physical contact.
FAQs
Q1: Who will automatically receive the $2,600 payment?
Those receiving OAS, GIS, and CPP-D are eligible and will not need to make an application.
Q2: For those not automatically enrolled, what is the application deadline?
September 30, 2025, is the final date to apply.
Q3: How will recipients receive the payment?
Payments will be directly deposited; if we cannot do that, a cheque will be sent to the receiver by post.
